Advertiser disclosure

Plain version: some links on this site are affiliate links. If you apply for coverage through one, we may be paid. You pay nothing extra.

The longer version

TermLifePlans participates, or intends to participate, in affiliate programs operated by the carriers and agencies reviewed here and by networks including Impact and FlexOffers. Where an affiliate relationship exists, links to that company are marked rel="sponsored" and open in a new tab.

Compensation does not determine which carriers we cover, the order they appear in, or what we say about them. Companies appear here because they write no-medical-exam term life business in the United States, and they are removed when they stop — regardless of whether we were being paid.

What we are not

We are not an insurance company, agency, broker, or producer. We are not licensed to transact insurance. We do not provide insurance, legal, tax, or financial advice. Nothing on this site is an offer of insurance or a binding quote. Only a licensed insurer can issue a policy and only after underwriting.

Accuracy

Product details, coverage limits, issue ages, and underwriting rules change without notice. Everything here reflects our understanding as of July 2026. Confirm anything material directly with the carrier before you rely on it.