Terms & Conditions — termlifeplans.com
Terms & Conditions
Effective Date: October 20th, 2025
Site: termlifeplans.com (the “Site”)
Owner/Operator: DomainifyAI, LLC, an Arizona limited liability company (“Company,” “we,” “our,” “us”)
Mailing Address: Scottsdale, Arizona
Contact: contact@domainifyai.com
1) Acceptance of These Terms
By accessing or using the Site, submitting a quote request, or otherwise interacting with us, you agree to these Terms & Conditions (“Terms”) and our Privacy Policy. If you do not agree, do not use the Site.
2) Who We Are; What We Do
Lead generation & information only. We are not an insurance company and do not issue policies. We operate a platform that connects consumers with licensed insurance producers and/or carriers (“Partners”) who may offer quotes and services.
No professional advice. Content on the Site is general information, not legal, tax, medical, financial, or insurance advice. Consult a licensed professional about your situation.
No guarantees. Submitting information does not guarantee quotes, coverage, specific pricing, or approval.
3) Eligibility & Your Responsibilities
You represent that you are at least 18, a U.S. resident, and will use the Site for lawful, personal purposes; that the information you provide is true, accurate, and complete; and that you will not submit false applications, spam, malicious code, or infringe others’ rights.
4) Your Consent to Be Contacted (TCPA/TSR/CAN-SPAM)
By clicking a button labeled “Get My Quotes,” “Submit,” or similar, you provide Prior Express Written Consent under the Telephone Consumer Protection Act (TCPA) and agree to the Telemarketing Sales Rule (TSR) and CAN-SPAM compliance for the following:
Consent Text:
By clicking Get My Quotes, you agree that termlifeplans.com and up to 8 licensed insurance partners may call and/or text you at the number you provided using an autodialer, prerecorded, or artificial voice for marketing purposes, and that you agree to the Terms and Privacy Policy. Consent is not a condition of purchase. Message & data rates may apply. Text STOP to opt out, HELP for help.
Channels: phone calls, SMS/MMS, and email using the contact details you provide.
Opt-out: You can opt out at any time (reply STOP to texts or use email unsubscribe). We honor Do-Not-Call and unsubscribe requests as required by law.
Recordkeeping: You authorize us to maintain records of your consent.
5) Sharing Your Information with Partners
To generate quotes and provide services, you authorize us to share your information with our licensed Partners (carriers, agencies, and lead-fulfillment vendors) so they can contact you and provide quotes. See our Privacy Policy for details, including state privacy rights and choices.
6) Privacy; “Do Not Sell/Share”; Cookies
Your use of the Site is subject to our Privacy Policy, which explains what we collect, how we use/share it, state privacy rights (e.g., CPRA/CCPA), your opt-out options (including Do Not Sell/Share and Global Privacy Control), and cookie/analytics/advertising technologies.
7) E-Sign Disclosures & Electronic Delivery (E-SIGN)
You consent to receive notices, disclosures, and communications electronically and to e-sign where applicable. You may withdraw consent by contacting us at contact@domainifyai.com (reasonable time required). Hardware/software requirements and paper-copy requests are described in the Privacy Policy.
8) Intellectual Property
All text, graphics, logos, compilations, software, and other content on the Site are our property or our licensors’ and protected by IP laws. Except as expressly allowed by these Terms, you may not copy, modify, distribute, or create derivative works.
9) Permitted & Prohibited Uses
You may use the Site for personal, non-commercial purposes. You may not: (a) use bots/scrapers/data mining; (b) reverse engineer; (c) submit harmful code; (d) infringe IP/privacy/contract rights; (e) misrepresent your identity or eligibility; or (f) interfere with Site security or operations.
10) Fees & Pricing
The Site typically does not charge consumers a fee to request quotes. Partners may charge premiums/fees for policies/services. Pricing, terms, underwriting, and approvals are determined by Partners and are outside our control.
11) Third-Party Sites & Tools
The Site may link to third-party websites, tools, or content. We do not control and are not responsible for third-party materials, practices, or policies. Use them at your own risk and review their terms.
12) Disclaimer of Warranties
THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, OR ACCURACY/COMPLETENESS. USE IS AT YOUR OWN RISK.
13) Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, WE (AND OUR OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS) ARE NOT LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS/REVENUE/GOODWILL, ARISING FROM OR RELATED TO YOUR USE OF THE SITE OR THESE TERMS, EVEN IF ADVISED OF THE POSSIBILITY. OUR TOTAL LIABILITY FOR ANY CLAIM WILL NOT EXCEED $100 (OR, IF GREATER, THE AMOUNT YOU PAID US, IF ANY, IN THE 6 MONTHS BEFORE THE CLAIM).
14) Indemnification
You agree to defend, indemnify, and hold harmless DomainifyAI, LLC from claims, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from your breach of these Terms or misuse of the Site.
15) Dispute Resolution; Arbitration; Class-Action Waiver
Please read carefully—this affects your rights.
Except for small-claims matters, any dispute between you and us arising from or relating to the Site or these Terms will be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its rules.
Venue: Maricopa County, Arizona (unless prohibited by law).
Governing law: Arizona law (without regard to conflicts rules).
CLASS/JURY WAIVER: YOU AND WE WAIVE ANY RIGHT TO A JURY TRIAL OR TO PARTICIPATE IN A CLASS/COLLECTIVE ACTION.
You may opt out of arbitration within 30 days of first accepting these Terms by sending written notice to contact@domainifyai.com with subject line “Arbitration Opt-Out,” including your name and the email/phone used on the Site.
16) Compliance & Licensing
We aim to comply with applicable laws and insurance advertising/lead-generation rules. We work only with Partners that represent they are properly licensed in relevant jurisdictions. We are not responsible for any Partner’s separate terms, privacy practices, or licensing.
17) Access, Availability & Changes
We may modify, suspend, or discontinue the Site (in whole or part) at any time. We may update these Terms by posting a new version with an updated “Effective Date.” Continued use after changes constitutes acceptance.
18) Termination
We may suspend or terminate your access for any reason, including suspected violations of these Terms. Provisions that by their nature survive (IP, disclaimers, limitations, arbitration, indemnity) will survive termination.
19) Notices & Contact
General and legal notices may be sent to contact@domainifyai.com and/or our mailing address above. We will send notices to you via the email/phone/address you provide.
20) Miscellaneous
If any provision is found unenforceable, it will be modified to the minimum extent necessary; the remainder remains in force. Our failure to enforce any right is not a waiver. You may not assign these Terms without our prior written consent.