Privacy Policy — termlifeplans.com
Privacy Policy
Effective Date: October 20th, 2025
Applies to: termlifeplans.com (“Site”) operated by DomainifyAI, LLC (“Company,” “we,” “us,” “our”)
Mailing Address: Scottsdale, Arizona
Contact: contact@domainifyai.com
1) What this policy covers
This Privacy Policy explains how we collect, use, share, and safeguard information when you visit our Site, request quotes, communicate with us, or interact with our advertising. Certain activities we facilitate (e.g., obtaining life-insurance quotes) may be subject to the Gramm-Leach-Bliley Act (GLBA). For California residents, we also provide disclosures required by the California Consumer Privacy Act/California Privacy Rights Act (CCPA/CPRA) and a “Do Not Sell or Share My Personal Information / Your Privacy Choices” mechanism.
Who we are: We are not an insurance company. We operate a platform that connects you with licensed insurance producers and carriers (“Partners”). When you submit a quote request, we may share your information with up to 8 Partners so they can contact you with quotes and related services.
2) The information we collect
A. Information you provide
Identifiers & contact: name, email, phone, address, date of birth.
Demographics/household: marital status, number of dependents.
Quote details: coverage amount/term preferences, tobacco use, basic health/lifestyle inputs you choose to provide.
Communications: messages, call recordings (where disclosed), and preferences (e.g., consent to be contacted).
B. Information we collect automatically
Device/usage data: IP address, device IDs, browser type/version, pages viewed, time on site, clicks.
Cookies & similar tech: analytics (e.g., page performance), advertising pixels, and frequency capping.
C. Information from third parties
Partners & vendors: status of your inquiry, appointment/quote outcomes, fraud-prevention signals, and advertising/analytics data.
We do not knowingly collect information from children under 13 (see §12).
3) Why we use your information (purposes)
Provide services: match you with Partners; deliver quotes; customer support.
Communicate: respond to inquiries; send transactional messages; (with consent) marketing calls/texts/emails.
Personalize & improve: site analytics, A/B testing, ad measurement.
Security & compliance: fraud prevention; enforce terms; meet legal and regulatory obligations.
4) How we share information
We may share your information with:
Partners (carriers/agencies/lead-fulfillment vendors): to provide quotes and related services, and to contact you as permitted by law and your consent.
Service providers: hosting, analytics, security, communications, customer-support tools—bound by contract to use data only for our purposes.
Advertising/analytics providers: to measure and improve our ads; see Your Privacy Choices for opt-out options.
Legal/compliance: to comply with law, protect rights, or during corporate transactions.
We do not sell your GLBA-covered “nonpublic personal information” (NPI). For CPRA purposes, some of our ad/analytics practices may be considered a “sale” or “sharing” of personal information; see §8.
5) GLBA Notice (Financial Privacy)
When we collect information in connection with facilitating life-insurance quotes or related financial services, that information may be NPI under GLBA.
We use NPI only to provide/arrange your requested services, maintain accounts/records, perform analytics, or as otherwise permitted by law.
We may disclose NPI to service providers and Partners to process your requests, prevent fraud, or as required by law.
We do not sell NPI and do not permit service providers to use it for their own marketing.
We implement administrative, technical, and physical safeguards consistent with the FTC Safeguards Rule.
A GLBA-formatted privacy notice is available on request at contact@domainifyai.com.
6) Your consent to be contacted (TCPA/TSR/CAN-SPAM)
If you click a button labeled “Get My Quotes,” “Submit,” or similar, you provide prior express written consent (as defined by TCPA) authorizing termlifeplans.com and up to 8 licensed insurance partners to call and/or text you at the number you provide, including via autodialer, prerecorded or artificial voice, for marketing purposes. Consent is not a condition of purchase. Message/data rates may apply.
Opt-out: Reply STOP to texts; use the unsubscribe link in emails; or email contact@domainifyai.com.
We honor Do-Not-Call requests and maintain appropriate records per the Telemarketing Sales Rule and CAN-SPAM.
7) Data retention
We retain information only as long as reasonably necessary for the purposes described, including: providing services, compliance (e.g., telemarketing recordkeeping), fraud prevention, dispute resolution, and tax/audit requirements. Typical retention ranges from 1–5 years after last interaction, unless a longer period is required by law or for legitimate business needs.
8) CPRA/State privacy rights (California & others)
Depending on your state, you may have rights to access, correct, delete, opt-out of sale/share/targeted advertising, and limit use of sensitive personal information. We honor applicable rights for residents of CA (CPRA), CO, CT, VA, UT (and other states as they come online).
A. Notice at collection (CPRA)
Categories collected: Identifiers; contact data; Internet/usage data; inferences; and, if you provide them for quotes, limited health/lifestyle data.
Purposes: As in §3. Sources: You, devices, Partners, service providers.
Disclosures: To Partners, service providers, advertising/analytics, and as required by law.
Selling/Sharing: We do not sell GLBA NPI. For CPRA, our use of advertising/analytics may be deemed sale or sharing of personal information. You can opt out (see below).
Sensitive personal information: We do not use or disclose SPI for purposes requiring a “limit use” link; if this changes, we will update this policy.
B. Your privacy choices & GPC
Do Not Sell or Share My Personal Information / Your Privacy Choices: [Link this text in your footer to your preference center.] There you can opt out of ad/analytics “sale”/“sharing” and targeted advertising.
Global Privacy Control (GPC): If your browser sends a GPC signal, we will treat it as a request to opt out of sale/sharing for that browser.
Other states: We provide comparable opt-out mechanisms where required.
C. Submitting requests (access, delete, correct)
Email contact@domainifyai.com with subject “Privacy Request” and include your name, state of residence, and contact details used on the Site. We’ll verify your identity (e.g., match to existing records). You may use an authorized agent (with proof of authorization). We will respond within the time required by law.
We will not discriminate against you for exercising privacy rights. Some data may be exempt (e.g., GLBA NPI, security logs, or data necessary to complete a transaction you requested).
9) Cookies, analytics & ads
We use cookies, pixels, and similar technologies for core site functions, analytics, and advertising (including retargeting). You can manage preferences via our Your Privacy Choices page and your browser settings (including GPC). Blocking cookies may affect Site functionality.
10) Security
We maintain reasonable administrative, technical, and physical safeguards (access controls, encryption in transit where appropriate, MFA for internal tools where feasible, vendor due diligence). No system is 100% secure. If you believe your account or data has been compromised, contact us immediately.
11) Nevada/other state notices
Nevada residents may opt out of the sale of covered information by emailing contact@domainifyai.com with subject “Nevada Do Not Sell.” We do not “sell” covered information as defined by Nevada law.
12) Children’s privacy
Our services are not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided information to us, contact contact@domainifyai.com and we will delete it.
13) Third-party links
Our Site may link to third-party websites or services that we do not control. Their privacy practices govern those sites. Review their policies before providing information.
14) Changes to this Policy
We may update this Policy from time to time. The “Effective Date” will reflect the latest version. Continued use of the Site means you accept the updated Policy.
15) How to contact us
DomainifyAI, LLC
Scottsdale, Arizona
Email: contact@domainifyai.com
“Do Not Sell or Share / Your Privacy Choices”
Create a dedicated page/modal with: (1) toggle(s) for ad/analytics opt-out, (2) link to manage cookies, (3) explanation of GPC, and (4) a simple form for access/delete/correct requests. Label the footer link: “Do Not Sell or Share My Personal Information / Your Privacy Choices.”